This salesperson (from SharePro Insurance) kept promising 10% GUARANTEED returns on Birla Sunlife Vision policy. When I disagreed, he adamantly made claims of possibility. I insisted on a written document showing such high guaranteed returns.
The document that he sent across was a general indicative return statement with variable 6% and 10% calculations. Birla Sunlife needs to curtail such brokering practices and focus on servicing existing customers well so that their policies sell through word-of-mouth.