I dont understand why the company is not taking any action against the brokers who are involved in miss-selling of new policies.
May be the company is getting a huge business from them. These indirect brokers/agents used to call the people and inform that they are calling from IRDA/ Insurance verification department.
They motivate people to buy new policies in order to get some unclaimed bonus etc. within 15 days and that day will never come.These people are very expert to trap people and play a very safe game. So be careful.