A long time ago I didn’t think about using credit cards.
You hear of people getting too addictive on the usage and
the abuse.
You hear people claiming bankruptcy or their cards have been destroyed.
oh yes, you can cut your cards with a pair of scissors.
Still, that’s not going to solve a thing.
What get’s everyone is the interest.
The more you buy with the card and the high interest, the faster you get close to your limit of credit.
I use the Visa, it is low of interest in Canada.
But, then the Master Card is lower than the Visa.
Interest is different all over the countries.
So, that’s why I will not give you the interest here.
You need to do some self research and go to your bank manager and discuss a lower credit card upon approval.
Their is no really recommendation for a credit card user.
Because everyone’s spending habits are different.