After doing a lot of research, I decided to choose religare iTerm plan mainly for two reasons - 1. coverage till age of 75 and 2. Low premium.Read a few reviews on this site and was a bit concerned before purchasing, however I must say that I had an excellent experience going through the whole process.
I purchased it on 15th Feb and next day got a confirmation call informing me that my medicals will be done after 3days again received the confirmation call from their medical team and fixed the appointment, the guy was very punctual and he reached my home bang on time and collected the samples and on 24th Feb I received the policy document at my home.
I was already informed that I will be issued my policy in these many days through email and phone calls and they issued me within those dates itself which is good. Another positive part is that they shared the medical report with me along with the policy (which some other term insurance providers don’t share).Another important thing I must tell you is that my family medical history is not good and I shared the correct details with them still the premium was NOT hiked and I paid them only what was quoted to me.I will definitely recommend this plan to all my friends.
Thanks!!