Airtel bank a much better option as compared to e-wallet. There are many e-wallet provider companies but no one pays the interest on savings. One & only airtel bank pays interest on savings & also this interest is highest as compared to other banks which is 7.25% .
Concept: This is excellent concept to save money, earn highest rate of interest.
Layout & Design: app is much simple & this is easy to use. One thing is require to improve I.e balance is displayed on startup of app, this have to hide on launching of app.
Features & functions: All the features such as virtual debit, transfer bank to bank all are good. A free insurance to the user also a beneficial feature. Required to add the Extra discount feature for the regular users.
Usefulness: It very useful for the young generation due to fast process to transfer money, no need to carry cash or cards.