As I have been using this app from one year and I have been never faced any type of issue or complaint regarding payments. This is completely related to wallet where you can pay money to store or to bank or to purchases or to wallet to wallet transactions.
As it has good layout and designed in a manner where everyone can easily get into and complete their transaction immediately. It is easy to understand where every option is designed in understandable manner.
The main function which I have mentioned is through this we can pay money to anyone or we can purchase. But only thing that lies in it is they will not provide any cashback like other sites. But it worth for fastness and everything. We can recharge from here to our airtel mobiles and pay bills, And we can get 7.+% interest rate for our money in wallet and for every transaction made through wallet you will get credited back with 5% of transaction cost back.
As I dont like airtel but Im confident that there is no misuse in using this. It is very helpful for faster payments. So please check it out with this.