Please read the full review and make your decision. I was in a hurry to make a bank account because I needed a bank Passbook as a document for admission in NCC. Allahabad bank was the nearest bank so I got into it and asked to create a new bank account. They said that they will do it instantly but after submitting the form it took more than 3 hours to complete the creation of my account. I got my passbook after one week and for this delay of the bank I have to cancel my admission in NCC. Then I applied for instant credit card and they gave me are rupay debit and credit card which I already rated the worst ( please check my previous rate on rupay debit and credit card so you better understand why I said it worst) .
I have seen only one Allahabad Bank ATM till now. If I talk about the customer service, all the staff and the bank manager up the branch which I visited feels unworthy. I didn’t like their behaviour too. Is looking like that don’t know how to talk with customers.
Allahabad bank never provided any offers. EMI is not available for Allahabad bank accounts. Online stores like Flipkart and amazon.in also don’t provide a option for EMI with this bank. I have received no offer of cashback ever from this bank. Where other bank provides upto 50% cashback. I applied for net banking after creating account on netbanking they said that I will receive a letter containing my transaction password but I received no letter from the bank. I also applied for SMS banking but when I try to do SMS banking with an app they said that SMS banking is not available for this account.
So now I am realizing that creating account in Allahabad Bank was the biggest mistake of my life. So I decided to close the account and create a new account to SBI which is a lot better than Allahabad Bank. I am recommending every person in India not to go with Allahabad Bank ever.