Recently I bought Aviva I life for a 50lakh cover for my wife. Within a span of a month the policy has been issued. even though I declared some health related disclosure, after the medicals by aviva the policy has been issued without additional premium that to within fifteen days of medical and submission of some required documents.
I hope this will help others to go ahead with aviva for their insurance needs. One more thing that aviva is replying all the queries on mouthshut whether it is positive or negative feedback. In my opinion it is one of the best products and company.
Regarding claim settlement I do not have any idea. Kindly refer irda statements.