Let me be clear on one thing. Never trust an Aviva Insurance Advisor. He will tell you nothing but lies only for the purpose of selling the policy. Once the policy is sold (you have purchased the policy), after that you can see the real colours of this crook company. They are here not to provide you service or provide service to Indians. They have come all the way from abroad to earn crores of rupees from Indians and not to do some service.
If you can understand this simple concept, you will never go to a private insurance company. LIC is the best choice as far as I m concerned. You take loan against your policy from LIC they charge an interest of 9%, bu when you take loan against your policy from a private insurance company, they charge you between 12% to 18% interest for you loan amount till you pay it back. And many more hidden truths that these private insurance company agents or advisors will never tell you because they themselves don’t know.
SO, DEAR FRIENDS PLS DON’T APPROACH ANY PRIVATE INSURANCE UNLESS YOU GOT BLACK MONEY OR UNACCOUNTED MONEY. !