I am using this credit cards from past few months and I must tell that on every online store the first option available for emi is axis Bank and it didn't charge me too much extra interest on 6 month or 3 months emi , once I had a problem with my credit card and I call their customer service and the agent was really helpful for me and solved my problem later but this credit card get me lot of discount on the product and no matter what product I willing to buy it just provide me option to buy that product from eMi . Their services are just on next level and I can trust them blinded.