I am a hub ledger holder and it is my own understanding about hub bank that hub bank chief does not give all office to client. I intend to state they just furnish to their high esteem customer(operating with current record) or their relative/connected individual. on the off chance that you are a pay record or sparing record holder they won’t reaction you. this issue emerge with all pivot banks. I have caught wind of same issue from my companions. so my suggestion is:- in the event that you don’t have interface with hub bank’s supervisor, at that point Don’t think to open a/c in this bank else you won’t get consumer loyalty.