This is my first account actually I taken this account for salary purpose then I shifted to personal account. Security wise it’s too good when you changed device each time it’s ask security question for login. For each transaction also it can ask otp so it’s fully secure. You can apply check book in atm centres also need not to goto branch, mobile number also you can change easily in atm points. But if your not maintained minimum balance in account they can charge huge amount. I think they collect charges as per RBI guidelines. Finally I feel very happy with axis bank it’s my opinion thank you.