I have been using Axis Bank Savings Account for 2 years and almost 3-4 times in a month, I was deducted some small charges like Rs.15 or Rs. 20
I was not sure why Axis Bank people will deduct like that. I have ICICI Bank Savings Account as well where they don’t deduct any amount.
In addition to this, AXIS Bank will charge Rs.5/- for each IMPS transfer.
Now a days, there so many Android apps like TEZ, Phone Pe where you can make UPI Payments or transfers without any additional charges.
Further you will be rewarded some cash back or Scratch cards for these UPI transfers.
That would be best rather than using AXIS Bank Internet Banking.
Even when I called customer care to know why those small amounts were deducted, they would say some charges towards account which would be common for all accounts.
As per ATM availability, compared to ICICI, the ATM’s are less.
And if we do more than 3 transactions in other bank ATM’s again AXIS people levy some additional charges.