I opened a saving account in this bank without having any knowledge by the first depositing of Rs 10000. They provide me good services like, they submitted all my using substance instantly as an ATM, Passbook within three days. But they didn’t told me to keep the balance 10000, not less than that and if you will save less than 10000, they will cut the charges for the that for their banks rules and many more charges they will take after your bank account will opened . And for a student it is not possible to keep the balance 10000 all the time.If they told me that thing before opening the account, then I will never dare to open account in this bank ever. If you are from middle background or you are a student then I suggest you to not to open your bank account in this bank . I recommend you for SBI and Bank of baroda.