Axis banks account I used one time when I was working for an organization and they had corporate tie up with axis bank so I was compelled to open a salary account .
One employee( sales) came from Axis Bank to that organization where I worked .He just told me, " sir, axis bank is the best bank, your account will be 0 balance account and you can withdraw the full amount " .
I ended up opening an account .After one and half year when I left that organization( every month I withdrew the full amount from bank)I found my total amount in the account showing Rs.-746.00.I fell from the sky .That day I was about to deposit cash there .
Touchwood I checked .I asked and I was told as salary was not credited( as I left that organization) it would minus the balance and as there is no amount, it is showing in -. Oh my God.But they had not told me.Whose responsibility is this? Of course bank’s.
They claimed it should have been informed by my the then employer or organization .I told, ’ see its your property, why my previous employee would tell me, your representative should have told me at the time of opening account .Otherwise an organization how cum tells a new joiner what will happen once he leaves the organization .Axis bank should have told me.I asked them to terminate the account .
They said ultil and unless I put or deposit the cash, it can’t be terminated .I said you don’t terminate I have no headache .I will not deposit cash .The problem is this cheat organization if I open an account( different), can track me through my pan no and can embezzle my money, don’t believe this sort of idiotic bank .Can you believe after so many years till today I get email and I realise till today the account exists on their database .OH MY GOD.