Hi all, recently I got Axis Bank Neo credit card. Initially I got many calls from axis bank that they will provide life time free card like that. That’s why I applied this card. Once I got the card then I reliazed that it has limitations in terms of offers. If you used at petrol stations they will charged you 2.5% as a fuel surcharge. Many banks they will waived this surcharge. But here they will not give and we will get 2 reward points for spending the 200 rupees amount. It’s really too low. One more funniest thing I. E, recently I got the information we have to pay the annual charges for this credit card also. I am telling frankly I am not happy with this axis bank Neo credit card.