I really enjoying the card features. I am a software guy my salary a/c was with ICICI and now with HDFC. Both banks responded to me slow (maybe in my case). When I applied for credit card - ICICI asked me to fill the form, collected photo and address proof after 20 days (made 3 calls, 1 email and 2 sms) they said I am or my company is not eligible for credit card !!! by the time I was getting paid Rs. 33, 000.
After that I applied online for HDFC credit card. You know what happened every month I am getting call from them like "you are eligible for our credit card, do you like to apply for it ?" but when I approach nobody respoonses. Even I sent a email to their manager. But till date nobody responded my email. After all, this bluffing (almost 4 months). I applied for Axis @ online. Next day I Got the telephone call from Mumbai, after two days one person came to my office and got filled the forms - after 10 days I got the card in my hand. Please note this is my personal experience. I am satisfied with Axis and using it for 4+ years. I like them very much because "I opened my salary a/c at axis 5 years before, and left the company 3 years before. Even after these 3 years (but I was using axis debit card continuously) they allot credit card to me."
Thanks for reading my comments.