Worst worst experience I have face . I have receive call from axis credit card person. They said they are issuing credit card on salary basis minimum 15000 . They said you have to open account first in our bank with minimum balance of rs 2500 but they take a cheque of rs 5000 from me and they even dident tell me about there product after some days bank deduct rs 570 for atm charges. After that I receive a msg as application id and track for the same . But after two days I receive message for application refusal, when I inqure about the application they said your rating is very low you have to make one emi payment from your account. So I resolve after all this that for issue a credit card in axis bank one must take loan from bank and pay same regular emi after that they issue card so they are wasting there time and customers also