I and my father were duped BIG time by coming in the lines of the sales man of this Bajaj Allainz Insurance wherein each year the premium is exceeds the said amount in the copy of the policy.
Infact out payment is 10 lacs and what we are going to get is only 7.5 lacs where there is this explanation that this money will come with bonus and hence we pay u less!! I wish I had put this in simple a/c FD where it c ould have fetched me more.
Please read offer documents very carefully before going for this one!