Seems like you just enrolled on MouthShut to bad mouth Bajaj Allianz.
I have used Bajaj Allianz products and don’t agree to what you say. Why go after freebies when it is the claims service and protection from accidents that you are paying for.
The claims service of Bajaj Allianz is the best in the market. My claim was serviced and paid for in 3 days, I do not know of any other company which does that in the market. The policy that I brought was delivered over the counter in 15 mins, I do not know of any other company who does this. (my previous insurer took 30 days to deliver my policy)
They are one of the bigger insurance company in India today and you do not become that by shoddy service. I will any day buy again from Bajaj Allianz. Take Care, there are others who will not deliver when you really need it., freebies you can buy from anywhere. Bye