Hello friends this review is my family own experience, 7 years back my dad opened bajaj allianz life insurance, yearly Rs 10000 paid. Total 3 year we paid Rs 30000. You know after 7 years how much we got? Only Rs 33000.only. 3000 extra for 7 years . While opening account they won’t tell anything. After claiming they telling your policy is depends on Sensex. Like this they are cheating us. When we call ask about our policy customer care executive not given response. Just hold the call. I’m honestly telling you while opening policy please enquire and open otherwise you will be cheat like us.