I had availed a personal loan of ₹5 Lakhs in December 2022 and only ₹4, 72000/- was deposited with an assurance that I’d be charged 24% interest per Annum. However, from time if repayment I was charged 26.3% PA.
I have since repaid the entire amount before the due dates and washed my hands off the cheating firm.
These people are frauds. Don’t believe a word of what they assure you. They give heavy incentives to their executives to loot the account holders.