We as a Private Limited Company availed Business Loan from Bajaj Finserv last year the charged @ 19.5% . and they forcing for insurance also instead of having require insurance.
As NBFC there charges usual very very high and it any ecs or emi dishonour charges very high.
But any loan approve they provide some loan card and emi card so its good for additional loan facilities can avail also. Bajaj finserv personal try to sale an number of products to one customer like Personal Insurance, General Insurance etc.