I have been using the services of Baja Finserv from last 3 months and they are very good service provider in case of personal loans.
also, if you need to buy something online but lack the amount, you can go to Bajaj finserv and they will do the rest by providing the no cost EMI.
apart from this, they also provide services like two-wheeler loan, car loan, home loan, personal loan.
they also have an application by which they regularly remind their customer to pay their EMIs before their due date which is realy very helpful.