Ssup, people. So, I was thinking of buying a new laptop last week. I checked a few laptops at a couple of stores and finally homed in on a fantastic machine costing me Rs 38k which I would’ve loved to get financed instead of buying on cash.
So, I went to three different stores to ask for the best possible price and at each store, I also asked for financing options available. All three had Bajaj Finance only and surprisingly had different processing fee ( you know for the so called 0% finance) . Two were charging Rs 749 but the last one just didn’t budge from Rs 1000. FYI, the latter was the store with the best overall value for money offer. So, that was the first issue.
Secondly, they refused to finance my laptop’s purchase just because I was a new buyer and didn’t have any CIBIL score because I had never had need to take any kind of loan till then. I’d produced all the necessary documents. So, just so you guys know, in case you guys want to purchase someone via bajaj finance, you better take a personal loan or a fu$£ home loan from a bank so that you have a CIBIL score. Hey, better buy a house on loan if you want to buy a laptop because nothing’s like it.
P.S.: I had to buy it with cash.