For the first time I went through the bajaj finserv policy for getting samsung washing machine from BEA. I was bit confused about the payment but later on got a clear idea of it . Here 0% interest is true . I payed 5000 before and used bajaj policy for the rest . The Emi option was really good and was less to pay monthly I was surprised at the end of 6th month my payment was over . It was very useful for me . Then I received another bajaj card with Rs, 35000 . Happy. Best coustomer service with friendly gesture.I was 100% satisfied with this policy.