Hi all, I would like to share my experience with bajaj finserv. I used to get several messages from banks related to overdraft loan. But I preffered bajaj. When I approached them they committed 1.25 percent per month for overdraft loan. Due to emergency requirement I agreed for that. I submitted my documents along with 6 check leaf. I got the approval acknowledgement email with 2 percent based. When I asked the representative regarding this. She said she will be able to reduce the interest rate only after my acknowledgement. I said if I acknowledge this. What is the assurity you will reduce the rate of interest. After that she disconnected the call. Unnecessarily I wasted my check leafs for this. Please read the document before acknowledge.