I can still recall how our Dog’Chase’ died miserably due to rabies. After its death, even though I was a child, I had to undergone injections around my stomach button. Bajaj Finserv is a remarkable company, it comes to you like a tame dog wagging its tail and offering loan services. The best part is that the sanctioned loan amount is ABSOLUTELY CORRECT. The worst part is a rabies infected information management system, lack of transparency, failure of its App to maintain updated information and so on. I had six loan accounts and closed successfully four. Two are live. The app and site reflect only two! Every time I need a small consumer products loan, the documentation is done afresh!
Doesn’t bother me though because right now, Bajaj Finance is the ONLY agency that has maximum penetration for stores. The single star is being given for this purpose ONLY. Hopefully it shall improve in the next decade.
For users of Amazon Pay later and Flipkart Pay later - they are linked with different financial institutions and run VERY WELL with higher rates than CREDIT CARD.