I had to purchase Philips LED(UHD) which was expensive, So I decided to buy it by installment. I visited near Showroom and Discussed with bajaj finance through Showroom management. They told me to collect Aadhar Card, Pan Card, 3 months Bank statements, Bank Passbook, 5 Blank Cheques, Passport size photographs etc, After 3 days they filledup my application After confirming my Cibil Score, and told me to wait for more 4 days again to pickup LED. After 4 days I went to Showroom they informed that my application is under process, Again, I passed 7 days and visited them.
Company says 0% intrest rate on purchaseing electronic, but they applies various hidden charges and Processing fees.And company coasts high intrest on personal loan comparing with another Finance Company.You have to give extra fine I if you’re late for your installment. the major negative point of this company that you be disturbed buy lots of harassment.
you have to collect much papers
long period sanction process.
lots of harassment.
companies staff are not cooperative.
bad response by customer care.