Dont take Bajaj EMI card even if its free. The sales executive will beg you and plead you worst than beggars on street to take the card and they will give false promise that you need not use, and just throw it once you receive it.
After a year even if you dont use the card for anything, their financial department will call and start begging you for money. THEY SAY NOW THEY WILL START CHARGING ANNUAL INACTIVE FEES. When you say get lost to them, they will say . we will send it to CIBIL as CIBIL is another foolish body in India who will support these cheap business beggars. Hope the CEO of BAJAJ this, that its employees are cheating people. I dont even know the card number or who and when they issued. But I am getting calls from Bajaj account department beggars.
PLEASE DONT FALL INTO THEIR TRAP. JUST IGNRE THE CARD WHAT THEY GIVE.