Dear People.plz don’t fall prey for their quick loan approval and only interest payment as an EMI. There are a lot of hidden charges which they wont tell upfront but would be mentioned in some corner of the agreement which you end up signing without going thru it in detail. Also, their interest/emi calculation is not transparent like other banks. There would be multiple credits/debits which we don’t understand properly. So better go with the banks rather than the finance companies. Its from my personal experience.they are giving hard time!