When it comes to lending loans every bank in market runs for potential costomers ( who have a good cibil score) .
Few months earlier my parents got to know about the services of bajaj finance ltd. that they also provide loans. As we own some bajaj products we were assure of their reliability.
We contacted them for a small loan and then in the evening they followed back.When we reached their office they asked for our documents to chech own eligibility.
It was the next day and they called back informing us that our cibil score is good and we are eligilge for a good loan amount but we wanted a small amout.
Within 2 days they completed their survey of own home and documents and next day itself , the loan amount was in our bank.
We were also suprised by such a quick service.
But yes the interest rates are also high which can be from 14% to 16% easily but it more depends on our credit score and cibil score.
All in all I'm pretty much satisfied by their servise as they themself come and do all your documentation and survey work.Just one thing that if they can somehow lower down their interest rates then they will be everyone's first choice.