I am here to share my experience bajaj finserv.
Bajaj finserv has been providing consumer durables loans for many years. Many other bank also provide such loans but I trust bajaj finance as I am their old customer and thankfully till now never faced any issue.
I will discuss here mainly rhe pros because I didn’t find or did not confront any serious problems concerning their products.
1 - The best part is currently they are providing consumer loans for purchasing any mobile.
2 - Installment as down payment and installments for EMI.
3 - Another good thing is many of their consumer loans offer interest free installment schemes on many products in most of the popular electronic shop in our region.
4 - One fantastic offer from their end is EMI card.
I have got one with approx rs 50, 000/- limit this is not any credit or debit card if u are an existing customer, u can apply for this card in bajaj finance portal.
This card has some limit upto which u can purchase a products available the EMI schemes.
5 - They have a reminder system through SMS about the coming ECS data.
This is a good system as it is certainly possible your account is nit sufficiently funded on the ECS data.
In reality, any consumer loan is much more safe than personal loan, home loan etc.