Now a days Bajaj Finserv is leading microfinance company. He is a great company for financing electronics products like mobile, tv, etc. But they not give better options for personal loans. Even their intrest rates are higher than banks. But they still demand for much more documents and higher income for personal loans. Bajaj Finserv as a microfinance company should give us better options for low income categories for personal loans.overall Bajaj Finserv is a good microfinance company but not so good for personal loans.