I purchased the Bajaj XCD in October, 2007, and found quite nice. Although, this was my first bike, I generally liked its 125cc engine so that I can get good pickup & speed.
The problems I faced with this bike were:
In monsoon the rain water went into petrol direcly from the petrol tank cover.
My fuel meter is faulty because it comes to reserve at 1 to 5 points.
Average varies from 55 to 90 kmpl.
People who sit on back seat complain that it is a bit high.
Besides this, the bike has excellent looks, especially my black colour bike. I enjoy riding this powerful bike, because I have got bored riding Lunas, Scooties, Bajaj Scooters & low cc bikes.
The biggest advantage I got from this bike was that when in starting I was learning this bike, by mistake I pressed front brake at hi-speed & my bike slipped, but there was not much damage except a few scratches.
So, inspite of some disadvantages, I recommend this bike!!!