General public do not want loan as joking anyhow I need some amount as PL then spoken to one of the staff in loan department in sec-v he instructed me to go & open one ’0’ balance account & within three days you will get your loan because we have checked everything but unfortunately, after three days suddenly messaged me very sorry we can’t process due to some problem & then I went to branch to close account again same thing the staff just confusing me ultimately senior person spoken & again same thing all form signed then told me wait because may be need to pay some penalty amount how funny then anyhow again senior person came & replied no amount need to pay everything cleared & thanks but who will give the harrassment penalty any big bull will ask then got the amount & flew off no one questioned only questions arise against common man unfortunately no one listen or no one bother to solve also only one answer we as common man can give ie.?????? & that time will come very soon best of luck.