Its is a very good and popular bank. I am using a savings account of bank of baroda for 2 years.Its very user friendly bank and official website of bank of baroda is also easy to use. It is international bank but limited to some countries. We can also manage our bank accounts from other country.Its ATM card can be also used as debit card from which we can buy anything with the help of ATM card without making any cash payments and we can also make online transactions with the help of it.ThankYou