Hi friends, i have a bank of baroda b.c. point.it’s process is really good.you also can won internet banking in yourself.obviously as a retail user.you can also withdrwal upto 20 rupees in your A.T.M card.it’s processing for customer is the best process you can open your own account in b.c point in 1 minute.Even it’s phone banking process is the best process for our genaretion, like a paytm wallet.it’s A.T.M process is not actually good for a minimum mechin is not avelable in our locality.Thank you guyz.