My first bank account is from bank of India.since 2011 Im one of the happy customer of Bank of India.banking service is too good.wheather it is phone banking or internet banking.ease and comfortness to transfer money is very good.ATM is some time not in work at some place is only minus point.but the repair of ATM is also faster.so its comfortable withdrawal of money is possible.and the best thing I noticed is the customer service.speedy work and very genuine work.