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Since Nov-2022 I want to discontinue my kid maths class with bhanzu, but they didnt do anything, everytime they told will do will do but in the end nobody resolve my issue.After a long verbal fight finally they noted my complaint on 10th Jan&2023 and informed me within 15-21 working day my refund will be processed and my lone will be settle, but today is 16 Feb 2023 and still I didnt received my payment.Even I called bhanzu continuously after 30th Jan 2023 regarding may loan and refund process but everytime they told me refund will be processe very soon but still not done.My ECS bounce 2 time because my account was not funded accordingly, because since nov-2022 I continuously call bhanzu regarding stop online classes but they charge me regularly 2 months and didnt took any action, so I didnt funded my account and now 2 ecs bounce and its showing in my CIBIL.Bhanzu ruin my financial image also they mentally harras me.Now I tried to call bhanzu since today morning but they didnt receive my call.Personally recommend please dont go bhanzu they are cheater.