Bharti AXA Life insurance company is a reliable company.
Which is reliable and sutiable for all category. But one draw back is that her agent.
Agents are ready to sell only policy and promise which does not worth.
Those agent ready to cheat and commit fraud only for personal financial gain.
Please beware and stay from such agent.
Also I will suggest that before buying any insurance from company just have a call to insurance company toll free number and clear all the benefit with all pre and post condition
So at the time of settlement of claim.
My personal experiance is that company is good because it refund my entire money.