A very good concept by government of india for transactions of money directly from bank account.
But there is a question why should I use BHIM where I can use TEZ and earn rewards on each transactions. The only answer people will give is that BHIM is a trusted App as it is from Government of India. While TEZ is a private company. For them I will answer TEZ is no doubt a private company. But the brand from which it belongs GOOGLE isn’t a trusted site.
Google is one of the largest company and I can trust on it for sure. Now BHIM allows its users just to transfer or recieve money from other peoples. And nothing else.
However I can recommend BHIM for senior citizens who have problems in leaening new technical concepts. Because of its simple and userfriendly nature. Anyone can use BHIM to tansfer or recieve money very easily. As it has not many functions.
But still I have BHIM in my phone and I dont uninstall it. As I need to have bhim if someone wants to transfer money using bhim app. Which happens much.
I hope this help.