Bhim app is one of bestest app I ever use this is the best app for transfer money person to person. Using there phone numbers or QR code this app is EASIEST app ever seen. The app is patch with ur bank account using your mobile number. And gave great experince to transfer money 1 rs to max. The bhim app is much protected compare with others. This is the best app to pay , request money , check balance in easy way. I recomend everyone that use this app and make india cashless . When you be the change you saw changes around you.