Hello everyone, I want to tell you about the BHIM App. The BHIM App is a online transaction app. I am using this app since last 6 months. And I dont have any problem yet. You have to link your bank account to BHIM App to use this app. You can use this app without any risk because this is 100% secure and very easy to use. There are 2 type of lock in this app. 1. App lock pin and 2. UPI pin. First lock uses for app lock and second lock uses for balance enquiry. You should have try it to fast online transaction.