Same story ditto repeated for me AS I see with some more people in the past . BYJUs are BIG FRAUD on the name of counselor they send sales team and cheaters. The person told me PAN is going to be used for ID purpose only but then it used for initiating EMI Cardless Loan and now I have to spend at least 20-40 hrs to know details or close this with all the partners coordinating what has happened and at least 30-40 calls to various teams. Hope it gets resolved soon. BYJUs hope you are listening and taking actions against such fraudulent activity in your company.