I am a practising cardiologist.
Unfortunately I had to undergo a procedure and stent was installed in one of the coronary artery on 22 nd july 2025.
I submitted all my papers as I did not have any major illness in past.
To my surprise, with a flimsy reason like medical discrepancy and duration of coronary artery disease was mentioned as a reason for rejection.
Inspite of repeated communications, they had made up their mind to reject my claim.
I advise e everyone that you should never take care health insurance policy inspite of their repeated phone calls to lure you.
This is my personal experience and as a practising cardiologist, all my patients and colleagues should make note of this.
This company has a very bad reputation as told to me by othe agents recently.