The following are the services offered in Central Bank Of India Bhiwandi branch.1. You go to the account information counter but the man sitting against the counter does not want to make any eye contact and has some hearing problem as he cannot answer your query.2. After 4 to 5 attemps of making him understand that I want to open a new bank account, his reply was , u come on 1st of september because the person incharge of handling new account opening is not available. Guess they are only paid to visit their work place on 1st of every month only.3. On 1st of september which is today, I was being sent to the big boss named Mr.Jadhav. a middle aged grumpy man who was superbusy with the computer screen in front of him said to me , you come on monday.4. What is my fault here? Being a girl or Being a Muslim or Being an Indian citizen? I am still figuring that out.5. The staff are so discouraging and so racist that you will start hating the bank.Never in my life I will open an account in this terrible bank. I would prefer to bury my money beneath the earth, rather than opening account with them.