I have a good experience with Centurion Bank of Punjab. In the year 1999, I took a loan from this bank for my Hero Honda bike and repaid it in a year’s time.
Then afterwards, in the year 2005, I availed a personal loan of Rupees 1, 50, 000/- approximately. But before I could repay the entire loan, this bank was merged with HDFC Bank and the rest amount was paid to HDFC Bank. Nevertheless, I truly admire the services of Centurion Bank.
They never harassed me any way, although I paid all EMIs in time. Neither they charge any hidden fees which is very important considering that many private sector banks do these days.