Chillr, is one ofvthe best wallet for accepting payment online and also sending money online to friends and relatives, the application is very easy to use and user friendly , I can transfer money to any bank accounts using this app ( just enter the account no and enter ifsc code and link ur account or card so that the payment can be send ) .This is the best app I have used customer service are excellent in case of a failed transaction payment are rolled back and customer are intimated through sms