Literally the score generated by CIBIL is BULLSHT. Useless fellow in CIBIL wont even the update the data they process. Cheaters simply charge 470 rs for processing some baseless numbers, Assho! Won’t care about the customer money spent.
Example, I blocked a credit card still CIBIL report shows, still I have some balance on the credit card. Similarly the loan I paid on various loan accounts. won’t even gets updated, still it shows the last updated date as your applying date. Please, don’t waste money on CIBIL credit score, it need a lot of reliability and improvement.